Disney Premier Visa
Chase
Welcome Offer
Is the Disney Premier Visa right for you?
The Disney Premier Visa is a $49-a-year cash-back card from Chase. Its strongest everyday earning is 5% on DisneyPlus.com, Hulu.com, ESPN.com, with 1% on most other purchases. It needs to earn at least $49 more a year than a no-fee alternative to justify the fee.
Who it's for
- ✓ People who spend steadily on DisneyPlus.com, Hulu.com, ESPN.com, where it earns 5%
Who should skip it
- — Heavy spenders outside DisneyPlus.com, Hulu.com, ESPN.com — everything else earns 1%
- — Anyone who won't earn at least $49 a year more than a no-fee card
First-year value estimate
Year two, without the welcome bonus: about $191 before credits ($240 in rewards minus the $49 fee).
Assumptions
- $3,000 a year in DisneyPlus.com, Hulu.com, ESPN.com (5%) and $9,000 on everything else (1%) — $12,000 total, about $1,000 a month.
- Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
- Welcome bonus: the $300 bonus at face value ≈ $300.
- Annual fee of $49 in year one and every year after.
- Recurring credits are listed separately below and are not counted here.
An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-10-02.
How the fee is offset by credits
Even at face value the listed credits ($40 a year) cover 82% of the $49 fee, so rewards and benefits have to make up the rest.
| Credit | Terms | Per year (face value) |
|---|---|---|
| DoorDash Non-Restaurant Credit | $10 per quarter, enrollment required | $40 |
| Total face value | $40 | |
How it compares
Rules and gotchas
- The welcome bonus requires $500 in 3 months — roughly $167 a month. That fits inside the $1,000 a month in our illustration.
- One of the listed credits requires enrollment before it works.
Frequently asked questions
- Does the Disney Premier Visa have an annual fee?
- Yes — $49 a year, according to the issuer information in our record.
- What does the Disney Premier Visa earn?
- 5% on DisneyPlus.com, Hulu.com, ESPN.com, 2% on gas stations, 2% on restaurants, 2% on grocery stores, and 1% on other purchases.
- Is the Disney Premier Visa worth it in the first year?
- Using our illustration ($12,000 of yearly spending, $3,000 of it in DisneyPlus.com, Hulu.com, ESPN.com), the first year comes out around $491 before credits, including a welcome bonus valued at $300. Year two drops to about $191 before credits.
- Do the Disney Premier Visa's credits cover the annual fee?
- The listed credits add up to $40 a year at face value against a $49 fee. Count only the credits you'd use without changing your spending, and remember one needs enrollment.
- What credit do I need for the Disney Premier Visa?
- Our record lists "Good" credit as the typical target for the Disney Premier Visa. Chase makes the final decision based on its own criteria.
Earning Rates
Benefits & Credits
Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc.). Requires active DashPass enrollment. Per Chase cobrand-doordash terms.
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Sources
Last Updated: Oct 2, 2026