Terms of Service
Last updated: April 15, 2026
1. Acceptance of Terms
By accessing and using OpenCard AI, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this service.
2. Description of Service
OpenCard AI is a credit card comparison and recommendation platform that provides information about US credit cards. Our AI-powered tools help users find suitable credit cards based on their spending habits and preferences.
3. Not Financial Advice
The content on OpenCard AI, including AI-generated recommendations, is for informational purposes only. We are not a financial institution, credit counselor, or law firm. Nothing on this site constitutes professional financial, legal, or investment advice. Always consult with qualified financial professionals before making credit decisions.
4. Accuracy of Information
While we strive to keep all information accurate and up-to-date, we cannot guarantee that all data is error-free. Credit card terms, rewards rates, annual fees, and welcome offers may change. Please verify all information with the issuing bank before applying.
5. Affiliate Links
OpenCard AI contains links to credit card applications on bank websites and may receive compensation from affiliate partnerships. This does not influence our recommendations or the information we provide.
6. User Conduct
You agree to use this service only for lawful purposes and in a way that does not infringe on the rights of others. You may not use the service to transmit any harmful code, spam, or illegal content.
7. Limitation of Liability
OpenCard AI shall not be held liable for any decisions made based on the information provided on this website. Users assume full responsibility for their financial decisions.
8. Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website.
9. Contact
For questions about these Terms of Service, please contact us at support@opencardai.com.