OOpenCard

Bilt Obsidian Card

First Electronic Bank

$95
Annual Fee
mastercardGood → ExcellentNo Foreign Transaction Feetransferable25 days ago

Welcome Offer

75,000 pts(≈ $1275)Spend $5,000 within 3 months

Earning Rates

2×all
5×choice_category

Benefits & Credits

$50
Bilt Travel Hotel Credit

$50/half ($100/year) on qualifying Bilt Travel Portal hotel bookings. Minimum 2-night stay required.

/6mo
$200
Bilt Cash

$200 Bilt Cash credited to Bilt account on January 1 each calendar year.

/year

Insurance

Application Rules

Sources

Last Updated: May 11, 2026