OpenCard AI

Bank of America® Premium Rewards® Credit Card

Bank of America

$95
Annual Fee
VisaExcellentNo Foreign Transaction Feecash-backpremium

🎁 Welcome Offer

60,000 pts(≈ $$700)Spend $3,000 within 3 months

Earning Rates

2×Travel2x points on travel purchases (directly-booked travel, airlines, hotels, etc.)
2×Dining2x points on dining purchases
1.5×Other1.5x points on all other purchases

Benefits & Credits

$200
Travel Statement Credit/year

Travel Benefits

Other Benefits

TSA PreCheck/Global Entry Credit

Up to $100 credit for TSA PreCheck or Global Entry

No Foreign Transaction Fees

No foreign transaction fees

Insurance

Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.957Z

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