Compare Cards: U.S. Bank Altitude® Go Visa Signature® Card vs. Citi Strata℠ Card vs. Venmo Credit Card

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Earning Rates	U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank no-annual-feepremium Details	Citi Strata℠ Card Citi no-annual-fee Details	Venmo Credit Card Synchrony no-annual-fee Details
First-year value Welcome offer + annual credits − annual fee	+$275	+$340	+$0
Annual Fee	Waived	Waived	Waived
Credit Required	Good to Excellent	Good	Good
Foreign Fee	Waived	Waived	Waived
Welcome Offer	20,000 pts 20,000 bonus points after spending $1,000 in first 90 days Spend $1,000 in 3 mo	20,000 pts Earn 20,000 bonus ThankYou Points after spending $1,000 in first 3 months from account opening Spend $1,000 in 3 mo	— No welcome bonus
Network	visa	mastercard	visa
Earning Rates
All Other Purchases	1× 1x point per $1 on all other purchases	2× After $6,000 cap on combined bonus categories, all purchases earn 1x	—
All other purchases	—	—	1×
Dining	—	4× On first $6,000 per year, then 1x	—
Dining & Entertainment	—	—	3× 3% cash back; +1% (up to 4%) when you split the purchase in Venmo
Dining, Takeout, and Restaurant Delivery	4× 4x points on dining, takeout and restaurant delivery (first $2,000 per quarter)	—	—
Gas Stations	—	4× On first $6,000 per year, then 1x	—
Gas Stations and EV Charging	2× 2x points at gas stations and EV charging stations	—	—
Groceries	2× 2x points on grocery stores	—	—
Paying with Venmo (checkout, businesses, goods & services)	—	—	3×
Streaming	2× 2x points on streaming services	—	—
Supermarkets	—	4× On first $6,000 per year, then 1x	—
Benefits & Credits	Annual Credits streaming credit $15 streaming credit - $15 statement credit for streaming subscriptions (activated quarterly) Other Benefits Cell phone protection: Up to $600 coverage for stolen/damaged cell phones when paying monthly bill	Other Benefits ThankYou Points Combinations: Points combine with Citi Strata Premier and Citi Strata Elite for full redemption flexibility FICO Score Access: Free access to your FICO score	—
Insurance	Secondary Purchase Protection Extended Warranty	Secondary Extended Warranty