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Citi Strata℠ Card

Citi

No Annual Fee
Annual Fee
MastercardGoodNo Foreign Transaction Feeno-annual-fee

🎁 Welcome Offer

20,000 pts(≈ $$200)Spend $1,000 within 3 months

Earning Rates

4×Gas StationsOn first $6,000 per year, then 1x
4×DiningOn first $6,000 per year, then 1x
4×SupermarketsOn first $6,000 per year, then 1x
2×All Other PurchasesAfter $6,000 cap on combined bonus categories, all purchases earn 1x

Travel Benefits

Other Benefits

ThankYou Points Combinations

Points combine with Citi Strata Premier and Citi Strata Elite for full redemption flexibility

FICO Score Access

Free access to your FICO score

Insurance

Rental InsuranceSecondary
Extended Warranty✓

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.978Z

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Travel Essentials

Gear that frequent flyers love

Neck Pillows

Cabeau Evolution S3 Memory Foam Travel Pillow
Cabeau Evolution S3 Memory Foam Travel Pillow
$40-50⭐ 4.6
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Trtl Pillow 2.0 - Scientifically Proven Neck Support
Trtl Pillow 2.0 - Scientifically Proven Neck Support
$35-45⭐ 4.4
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Napfun Memory Foam Travel Neck Pillow
Napfun Memory Foam Travel Neck Pillow
$20-30⭐ 4.3
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Travel Adapters

TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
$25-35⭐ 4.7
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Anker Nano Travel Adapter (5-Port)
Anker Nano Travel Adapter (5-Port)
$30-40⭐ 4.6
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SAUNORCH Universal Travel Adapter
SAUNORCH Universal Travel Adapter
$15-25⭐ 4.5
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Accessories

Go Travel Dreamer Eye Mask with Ear Plugs
Go Travel Dreamer Eye Mask with Ear Plugs
$8-12⭐ 4.2
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eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
$6-10⭐ 4.1
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