Citi Strata℠ Card
Citi
No Annual Fee
Annual Fee
mastercardGoodNo Foreign Transaction Feeno-annual-feelast month
Welcome Offer
20,000 pts(≈ $340)Spend $1,000 within 3 months
Earning Rates
4×Gas StationsOn first $6,000 per year, then 1x
4×DiningOn first $6,000 per year, then 1x
4×SupermarketsOn first $6,000 per year, then 1x
2×All Other PurchasesAfter $6,000 cap on combined bonus categories, all purchases earn 1x
Insurance
Rental InsuranceSecondary
Extended Warranty
Application Rules
Sources
- https://www.citi.com/credit-cards/citi-strata-credit-card
- https://upgradedpoints.com/credit-cards/reviews/citi-strata-card/benefits/
- https://awardwallet.com/credit-cards/citi-thankyou-rewards/citi-strata-card/
Last Updated: Apr 16, 2026
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