OOpenCard

Citi Strata℠ Card

Citi

No Annual Fee
Annual Fee
mastercardGoodNo Foreign Transaction Feeno-annual-feelast month

Welcome Offer

20,000 pts(≈ $340)Spend $1,000 within 3 months

Earning Rates

4×Gas StationsOn first $6,000 per year, then 1x
4×DiningOn first $6,000 per year, then 1x
4×SupermarketsOn first $6,000 per year, then 1x
2×All Other PurchasesAfter $6,000 cap on combined bonus categories, all purchases earn 1x

Insurance

Rental InsuranceSecondary
Extended Warranty

Application Rules

Sources

Last Updated: Apr 16, 2026