U.S. Bank Altitude® Go Visa Signature® Card

How the fee is offset by credits

With no annual fee, any credit you use is pure upside.

How it compares

Rules and gotchas

• The welcome bonus requires $1,000 in 3 months — roughly $333 a month. That fits inside the $1,000 a month in our illustration.
• Bonus cap on Dining, Takeout, and Restaurant Delivery: 4x points on dining, takeout and restaurant delivery (first $2,000 per quarter)

Frequently asked questions

Does the U.S. Bank Altitude Go Visa Signature have an annual fee?

No. Our record lists a $0 annual fee for the U.S. Bank Altitude Go Visa Signature.

What does the U.S. Bank Altitude Go Visa Signature earn?

4x on Dining, Takeout, and Restaurant Delivery, 2x on Gas Stations and EV Charging, 2x on groceries, 2x on streaming, and 1x on other purchases. Some bonus rates are capped; see the rules and gotchas above.

Is the U.S. Bank Altitude Go Visa Signature worth it in the first year?

Using our illustration ($12,000 of yearly spending, $3,000 of it in Dining, Takeout, and Restaurant Delivery), the first year comes out around $410 before credits, including a welcome bonus valued at $200. Year two drops to about $210 before credits.

What credit do I need for the U.S. Bank Altitude Go Visa Signature?

Our record lists "Good to Excellent" credit as the typical target for the U.S. Bank Altitude Go Visa Signature. U.S. Bank makes the final decision based on its own criteria.