Compare Cards: Citi Custom Cash® Card vs. Citi Double Cash® Card vs. U.S. Bank Cash+™ Visa Signature® Card

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Earning Rates	Citi Custom Cash® Card Citi no-annual-feecash-backthankyou-pointstransferable Details	Citi Double Cash® Card Citi no-annual-feecash-back2-percent Details	U.S. Bank Cash+™ Visa Signature® Card U.S. Bank no-annual-feepremium Details
First-year value Welcome offer + annual credits − annual fee	+$0	+$200	+$200
Annual Fee	Waived	Waived	Waived
Credit Required	Good	Good	Good to Excellent
Foreign Fee	$3	$3	Waived
Welcome Offer	— Not available: closed to new applicants. 0	$200 $200 cash bonus after spending $1,000 in purchases within 3 months of account opening Spend $1,000 in 3 mo	$200 Earn a $200 cash bonus after spending $1,000 in eligible purchases within the first 90 days of account opening. Spend $1,000 in 3 mo
Network	mastercard	mastercard	visa
Earning Rates
All Purchases	—	2× 2% cash back on every purchase (1% when you buy, 1% when you pay)	—
All other eligible purchases	—	—	1× 1% cash back on all other eligible purchases
One chosen everyday category	—	—	2× 2% cash back on one everyday category you choose, such as grocery stores/grocery delivery, restaurants, or gas stations/EV charging
Other Purchases	1× 1% cash back on all other purchases	—	—
Prepaid travel through U.S. Bank Travel Center	—	—	5× 5% cash back on eligible air, hotel and car reservations booked directly in the U
Top Spend Category	5× 5% cash back on your top spend category (up to $500 per billing cycle)	—	—
Two chosen Cash+ categories	—	—	5× 5% cash back on the first $2,000 in combined eligible purchases each quarter in two categories you choose; categories must be selected and activated
Benefits & Credits			Other Benefits Cell phone protection: Up to $600 reimbursement for stolen/damaged cell phone when paying monthly bill with card Extended Pay Plan: 0% intro APR for 12 months with U
Insurance			Secondary Purchase Protection Extended Warranty