OpenCard AI

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank

No Annual Fee
Annual Fee
VisaGood → ExcellentNo Foreign Transaction Feeno-annual-feepremium

🎁 Welcome Offer

200 pts(≈ $$200)Spend $1,000 within 3 months

Earning Rates

5×Custom Category 1 (choose one)5% cash back on purchases in category of your choice (e.g., gas, groceries, utilities)
2×Custom Category 2 (choose one)2% cash back on purchases in second category of your choice
1×All Other Purchases1% unlimited cash back on all other purchases

Travel Benefits

Other Benefits

Cell phone protection

Up to $600 reimbursement for stolen/damaged cell phone when paying monthly bill with card

Extended Pay Plan

0% intro APR for 12 months with U.S. Bank ExtendPay

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:50.006Z

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