OOpenCard

Citi Custom Cash® Card

Citi

No Annual Fee
Annual Fee
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Welcome Offer

20,000 pts(≈ $340)Spend $500 within 3 months

Earning Rates

5×Top Spend Category5% cash back on your top spend category (up to $500 per billing cycle)
1×Other Purchases1% cash back on all other purchases

Insurance

Application Rules

Citi 8/65 rule

Sources

Last Updated: Apr 25, 2026