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Compare Cards: Amex Blue Business Plus vs. The American Express Blue Business Cash™ Card vs. American Express Business Gold Card

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Earning Rates
Amex Blue Business Plus
American Express
businessno-annual-fee
Details
The American Express Blue Business Cash™ Card
American Express
businessno-annual-fee
Details
American Express Business Gold Card
American Express
lounge-accesspremiumtransferable
Details
First-year value
Welcome offer + annual credits − annual fee
+$255+$250+$3,570.4
Annual FeeWaivedWaived$375
Credit RequiredGoodGood to ExcellentExcellent
Foreign FeeWaived$2.7Waived
Welcome Offer
15,000 pts
15,000 Membership Rewards (MR) points after spending $3,000 in first 3 months
Spend $3,000 in 3 mo
$250
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Spend $3,000 in 3 mo
200,000 pts
Earn 200,000 Membership Rewards points after spending $15,000 within 3 months of account opening. This is the highest available sign-up bonus for this card.
Spend $15,000 in 3 mo
Networkamexamexamex
Earning Rates
All Purchases—
2×
2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
—
All Purchases (first $50K/year)
2×
then 1%
——
All other purchases
1×
after $50K
——
Default—
1×
1% cash back after the $50,000 annual threshold is reached
—
Flights——
5×
Booked directly with airlines
Hotels——
5×
On prepaid hotels
Other——
1×
Benefits & Credits
—
Other Benefits
Expanded Buying Power: The ability to spend above your credit limit to help handle large business purchases
Global Assist Hotline: Emergency coordination and assistance services when traveling more than 100 miles from home
Annual Credits
  • Flexible Business Credit (FedEx / Grubhub / Office Supply) - $20/month ($240/yr) on US purchases at FedEx, Grubhub, or office supply stores
  • Walmart+ Credit - Monthly Walmart+ membership credit (~$12
  • Squarespace Credit - $150/yr on US Squarespace purchases
Hotel Status
Marriott BonvoyGold Elite
Lounge Access
0
1
Other Benefits
Fine Hotels + Resorts:
Insurance
Secondary
Purchase Protection
Extended Warranty
Trip Delay
Secondary
Purchase Protection
Extended Warranty