American Express Business Gold Card
American Express
$375
Annual Fee
American ExpressGood → ExcellentNo Foreign Transaction Feebusiness
🎁 Welcome Offer
200,000 pts(≈ $$2400)Spend $15,000 within 3 months
Earning Rates
4×Top 2 eligible business categoriesFirst $150,000 in combined purchases from top 2 categories each calendar year, then 1X. Categories include: advertising (online, TV, radio at U.S. media providers), U.S. electronic goods/software/cloud providers, U.S. gas stations, U.S. restaurants (including takeout/delivery), transit (rideshare, trains, taxis, ferries, parking, buses, tolls, subways), and U.S. wireless phone service providers
3×Flights and prepaid hotels booked via Amex Travel
1×All other purchasesAfter $150,000 annual cap on 4X categories
Benefits & Credits
$240
Flexible Business Credit
Up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required.
/year$155
Walmart+ Membership Credit
Up to $12.95 statement credit each month after paying for a Walmart+ membership. Up to $155.40 annually.
/yearTravel Benefits
Other Benefits
Insurance
Rental InsuranceSecondary
Application Rules
Sources
- https://www.nerdwallet.com/business/credit-cards/reviews/american-express-business-gold
- https://thepointsguy.com/credit-cards/amex-business-gold-current-offer/
- https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/
Last Updated: 2026-04-16T13:41:49.942Z
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