OOpenCard

Bank of America® Customized Cash Rewards Credit Card

Bank of America

No Annual Fee
Annual Fee
visaGoodNo Foreign Transaction Feecash-backno-annual-fee25 days ago

Welcome Offer

200 pts(≈ $200)Spend $1,000 within 3 months

Earning Rates

6×Choice Category (6%)Choose 1: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. 6% on up to $2,500/quarter, then 1%
3×Grocery & Wholesale (3%)On up to $2,500 combined with choice category per quarter
1×Other

Benefits & Credits

$200
2025 Quarterly Bonus

$200 bonus cash when you redeem for travel.

/quarter

Other Benefits

Fraud Protection

零責任防盜刷保障

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: May 11, 2026