Discover it® Secured Credit Card
Discover
No Annual Fee
Annual Fee
DiscoverFair → PoorNo Foreign Transaction Feecash-backno-annual-feesecured
🎁 Welcome Offer
No Welcome Offer
Earning Rates
5×Rotating Categories (activate quarterly)5% cash back on rotating categories (up to $1,500/quarter then 1%)
1×All Other Purchases1% unlimited cash back on all other purchases
Travel Benefits
Other Benefits
Free FICO score
Free access to your FICO credit score
No credit score required to apply
Can apply with no credit history
Fraud protection
$0 fraud liability for unauthorized charges
Insurance
Rental InsuranceSecondary
Purchase Protection✓
Application Rules
Sources
- https://www.discover.com/credit-cards/secured-credit-card/
- https://money.usnews.com/credit-cards/discover/discover-it-secured-credit-card
Last Updated: 2026-04-16T13:41:49.981Z
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