OpenCard AI

Discover it® Secured Credit Card

Discover

No Annual Fee
Annual Fee
DiscoverFair → PoorNo Foreign Transaction Feecash-backno-annual-feesecured

🎁 Welcome Offer

No Welcome Offer

Earning Rates

5×Rotating Categories (activate quarterly)5% cash back on rotating categories (up to $1,500/quarter then 1%)
1×All Other Purchases1% unlimited cash back on all other purchases

Travel Benefits

Other Benefits

Free FICO score

Free access to your FICO credit score

No credit score required to apply

Can apply with no credit history

Fraud protection

$0 fraud liability for unauthorized charges

Insurance

Rental InsuranceSecondary
Purchase Protection

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.981Z

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