OpenCard AI
▾

Discover it® Cash Back

Discover

No Annual Fee
Annual Fee
DiscoverGoodNo Foreign Transaction Feecash-backno-annual-fee

🎁 Welcome Offer

Earning Rates

5×Rotating 5% Categories5% cash back on rotating bonus categories on up to $1,500 in combined quarterly purchases (requires activation each quarter). 2026 Q1: Grocery stores, wholesale clubs, select streaming services. Q2: Restaurants, home improvement stores.
1×DefaultEarn 1% cash back on all other purchases.

Travel Benefits

Other Benefits

Cashback Match

Discover matches ALL cash back earned at the end of your first year — effectively doubling your earnings.

Free FICO Score

Free FICO credit score on your monthly statement.

No Annual Fee Forever

No annual fee; all rewards are pure upside.

Insurance

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.981Z

Report Error

Travel Essentials

Gear that frequent flyers love

Neck Pillows

Cabeau Evolution S3 Memory Foam Travel Pillow
Cabeau Evolution S3 Memory Foam Travel Pillow
$40-50⭐ 4.6
AD
Trtl Pillow 2.0 - Scientifically Proven Neck Support
Trtl Pillow 2.0 - Scientifically Proven Neck Support
$35-45⭐ 4.4
AD
Napfun Memory Foam Travel Neck Pillow
Napfun Memory Foam Travel Neck Pillow
$20-30⭐ 4.3
AD

Travel Adapters

TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
$25-35⭐ 4.7
AD
Anker Nano Travel Adapter (5-Port)
Anker Nano Travel Adapter (5-Port)
$30-40⭐ 4.6
AD
SAUNORCH Universal Travel Adapter
SAUNORCH Universal Travel Adapter
$15-25⭐ 4.5
AD

Accessories

Go Travel Dreamer Eye Mask with Ear Plugs
Go Travel Dreamer Eye Mask with Ear Plugs
$8-12⭐ 4.2
AD
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
$6-10⭐ 4.1
AD

We earn a small commission when you buy through our links.

✨Track Benefits