OOpenCard

Bank of America® Customized Cash Rewards Secured Credit Card

Bank of America

No Annual Fee
Annual Fee
visaFair/PoorNo Foreign Transaction Feecash-backno-annual-feesecuredlast month

Welcome Offer

200 pts(≈ $200)Spend $1,000 within 3 months

Earning Rates

6×Choice Category (6%)6% (3% + 3% first-year bonus) in your choice of category for the first year. Choose from: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. On up to $2,500/quarter, then 1%
3×Grocery & Wholesale (3%)On up to $2,500 combined with choice category per quarter. Automatic 2% at grocery stores and wholesale clubs.
1×Other

Insurance

Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 27, 2026