OpenCard AI

Bank of America® Customized Cash Rewards Secured Credit Card

Bank of America

No Annual Fee
Annual Fee
VisaFair/PoorNo Foreign Transaction Feecash-backno-annual-feesecured

🎁 Welcome Offer

200 pts(≈ $$200)Spend $1,000 within 3 months

Earning Rates

6×Choice Category (6%)6% (3% + 3% first-year bonus) in your choice of category for the first year. Choose from: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. On up to $2,500/quarter, then 1%
3×Grocery & Wholesale (3%)On up to $2,500 combined with choice category per quarter. Automatic 2% at grocery stores and wholesale clubs.
1×Other

Travel Benefits

Other Benefits

Credit Building

Help strengthen or build your credit history

Fraud Protection

Zero Liability protection for unauthorized transactions

FICO Score

Free monthly FICO score access

Insurance

Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.957Z

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