OOpenCard

Citi Strata Premier℠ Card

Citi

$95
Annual Fee
visaExcellentNo Foreign Transaction Feetravelno-foreign-transaction-feepremiumlast month

Welcome Offer

60,000 pts(≈ $1020)Spend $4,000 within 3 months

Earning Rates

3×TravelIncluding gas stations
3×Restaurants
3×Gas
10×CitiTravel.comBookings through CitiTravel.com
3×EV Charging
1×Other

Benefits & Credits

$100
Citi Travel Hotel Credit

$100 off a single hotel stay of $500+ (excluding taxes/fees) when booked through cititravel.com. Once per calendar year, applied at booking.

/year

Other Benefits

Citi Travel Center

Hotel booking portal with bonus earnings

Insurance

Trip Cancellation
Trip Delay
Rental Insurance
Purchase Protection
Extended Warranty

Application Rules

Citi 8/65 rule

Sources

Last Updated: Apr 27, 2026