Royal ONE Plus™ Visa Signature® Credit Card
Bank of America
$99
Annual Fee
visaGoodNo Foreign Transaction Feetravelcruisepremiumno-foreign-transaction-feeyesterday
Welcome Offer
70,000 pts(≈ $700)Spend $3,000 within 3 months
Earning Rates
4×Royal Caribbean, Celebrity Cruises, and Silversea purchases4x points per $1 on qualifying purchases with Royal Caribbean Group brands
2×Airline2x points per $1 on airline purchases
2×Hotel2x points per $1 on hotel purchases
2×Dining2x points per $1 on dining purchases
2×Grocery2x points per $1 on grocery purchases
2×Gas2x points per $1 on gas purchases
2×EV charging2x points per $1 on EV charging station purchases
1×Other1x point per $1 on all other purchases
Benefits & Credits
$200
Anniversary Cruise Discount
$200 cruise discount after spending $20,000 within a cardmember year.
/year$120
TSA PreCheck / Global Entry Credit
Up to $120 statement credit for TSA PreCheck or Global Entry every 4 years.
Other Benefits
Priority Suite Boarding
Priority suite boarding for Royal Caribbean, Celebrity Cruises, and Silversea voyages
Priority Luggage Handling
Priority luggage handling with Royal Caribbean and Celebrity Cruises
Anniversary Reward
$200 cruise discount after spending $20,000 within a cardmember year
TSA PreCheck / Global Entry Credit
Up to $120 in statement credits every 4 years toward TSA PreCheck or Global Entry
No Foreign Transaction Fees
No foreign transaction fees
Visa Signature Benefits
Visa Signature travel benefits and protections
Insurance
Application Rules
5/24 rule
Sources
- https://www.bankofamerica.com/credit-cards/products/royal-one-plus-credit-card/
- https://www.royalcaribbean.com/royal-one-visa-card
- https://www.doctorofcredit.com/bank-of-america-up-to-750-bonus-on-new-royal-one-royal-caribbean-cards/
Last Updated: Jul 15, 2026
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