Royal ONE™ Visa Signature® Credit Card
Bank of America
No Annual Fee
Annual Fee
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Welcome Offer
45,000 pts(≈ $450)Spend $2,000 within 3 months
Earning Rates
3×Royal Caribbean, Celebrity Cruises, and Silversea purchases3x points per $1 on qualifying purchases with Royal Caribbean Group brands
2×Grocery2x points per $1 on grocery purchases
2×Gas2x points per $1 on gas purchases
2×EV charging2x points per $1 on EV charging station purchases
1×Other1x point per $1 on all other purchases
Benefits & Credits
$100
Anniversary Cruise Discount
$100 cruise discount after spending $10,000 within a cardmember year.
/yearOther Benefits
Priority Boarding
Priority boarding through the suite entrance for Royal Caribbean and Celebrity Cruises voyages
Anniversary Reward
$100 cruise discount after spending $10,000 within a cardmember year
No Foreign Transaction Fees
No foreign transaction fees
Visa Signature Benefits
Visa Signature travel benefits and protections
Insurance
Application Rules
5/24 rule
Sources
- https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/
- https://www.royalcaribbean.com/royal-one-visa-card
- https://www.doctorofcredit.com/bank-of-america-up-to-750-bonus-on-new-royal-one-royal-caribbean-cards/
Last Updated: Jul 15, 2026
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