American Express® Gold Card
American Express
$325
Annual Fee
amexExcellentNo Foreign Transaction Feedininggroceriespremiumtransferableno-foreign-transaction-fee28 days ago
Welcome Offer
100,000 pts(≈ $1700)Spend $8,000 within 6 months
Earning Rates
4×DiningRestaurants worldwide, up to $50,000 per calendar year, then 1X
4×GroceriesU.S. supermarkets, up to $25,000 per calendar year, then 1X
5×Prepaid HotelsPrepaid hotels booked through AmexTravel.com or Amex Travel App
3×FlightsFlights booked through AmexTravel.com, Amex Travel App, or directly with airlines
2×Prepaid Car Rentals and CruisesPrepaid car rentals through AmexTravel.com / Amex Travel App and cruises booked and paid through AmexTravel.com
1×Other
Benefits & Credits
$10
Uber Cash
$10/month ($120/year) on US Uber rides or Uber Eats. Card must be selected as payment method.
/month$7
Dunkin' Credit
Up to $7/month ($84/year) at US Dunkin' locations. Enrollment required.
/month$10
Dining Credit (Grubhub / Cheesecake Factory / Goldbelly / Wine.com / Five Guys)
Up to $10/month statement credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys (US locations). Enrollment required.
/month$50
Resy Credit
$50/half ($100/year) at US Resy restaurants or eligible Resy purchases.
/6moHotel Status
Marriott BonvoyGold Elite
Hilton HonorsGold
Lounges
Centurion Lounge
Priority Pass
Other Benefits
Fine Hotels + Resorts
FHR program benefits
Insurance
Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty
Application Rules
Sources
- https://www.uscreditcardguide.com/amex-gold/
- https://www.americanexpress.com/us/credit-cards/card/gold-card/
- https://upgradedpoints.com/credit-cards/reviews/american-express-gold-card/travel-insurance-benefits/
- https://www.uscreditcardguide.com/amex-premier-rewards-gold/
Last Updated: May 8, 2026
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