OOpenCard

Bank of America® Premium Rewards® Elite Credit Card

Bank of America

$550
Annual Fee
visaExcellentNo Foreign Transaction Feecash-backlounge-accesspremiumlast month

Welcome Offer

75,000 pts(≈ $750)Spend $3,000 within 3 months

Earning Rates

2×Travel & DiningUnlimited 2x points on travel and dining purchases
1.5×OtherUnlimited 1.5x points on all other purchases

Benefits & Credits

$300
Airline Incidental Credit

Up to $300/year on airline incidentals (seat upgrades, baggage fees, lounge fees).

/year
$150
Lifestyle Credit

Up to $150/year on select streaming services, food delivery, fitness subscriptions, and rideshare.

/year
$120
Global Entry / TSA PreCheck Credit

Up to $120 statement credit for Global Entry or TSA PreCheck membership, every 4 years.

Lounges

Priority Pass Select

Other Benefits

No Foreign Transaction Fees

No foreign transaction fees

FHR Eligible

Fine Hotels & Resorts program eligible (for high-balance BofA clients)

Insurance

Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 29, 2026