OpenCard AI

Bank of America® Premium Rewards® Elite Credit Card

Bank of America

$550
Annual Fee
VisaExcellentNo Foreign Transaction Feecash-backlounge-accesspremium

🎁 Welcome Offer

75,000 pts(≈ $$900)Spend $3,000 within 3 months

Earning Rates

2×Travel & DiningUnlimited 2x points on travel and dining purchases
1.5×OtherUnlimited 1.5x points on all other purchases

Annual Credits

$200
Annual Travel Credit

$200 annual credit for travel or dining purchases.

/year
$100
Airline Incidentals Credit

$100 annual credit for airline incidentals.

/year
$200
Annual Lifestyle Credit

$200 annual credit for streaming, food delivery, fitness, and more.

/year
$100
Global Entry/PreCheck Credit

Up to $100 every 4 years for Global Entry or TSA PreCheck.

/year

Travel Benefits

Lounges

0

Other Benefits

No Foreign Transaction Fees

No foreign transaction fees

FHR Eligible

Fine Hotels & Resorts program eligible (for high-balance BofA clients)

Insurance

Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.957Z

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