OpenCard AI

Bread Rewards™ American Express® Credit Card

Bread Financial

No Annual Fee
Annual Fee
AmexFair → GoodNo Foreign Transaction Feecash-backno-annual-fee

🎁 Welcome Offer

No Welcome Offer

Earning Rates

3×Gas Stations3x points on gas station purchases
3×Groceries3x points on grocery store purchases
3×Dining3x points on dining purchases
3×Utility Bills3x points on utility bill payments
1×All Other Purchases1x point on all other purchases

Travel Benefits

Other Benefits

Bread financial tools

Access to Bread Financial's buy now pay later options

Insurance

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.958Z

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