Bread Rewards™ American Express® Credit Card
Bread Financial
No Annual Fee
Annual Fee
AmexFair → GoodNo Foreign Transaction Feecash-backno-annual-fee
🎁 Welcome Offer
No Welcome Offer
Earning Rates
3×Gas Stations3x points on gas station purchases
3×Groceries3x points on grocery store purchases
3×Dining3x points on dining purchases
3×Utility Bills3x points on utility bill payments
1×All Other Purchases1x point on all other purchases
Travel Benefits
Other Benefits
Bread financial tools
Access to Bread Financial's buy now pay later options
Insurance
Application Rules
Sources
Last Updated: 2026-04-16T13:41:49.958Z
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