Does the Wyndham Rewards Earner Premier have an annual fee?

Yes — $395 a year, according to the issuer information in our record.

What does the Wyndham Rewards Earner Premier earn?

8x on Hotels by Wyndham, 4x on dining, 4x on groceries, 4x on travel, and 1x on other purchases.

Is the Wyndham Rewards Earner Premier worth it in the first year?

Using our illustration ($12,000 of yearly spending, $3,000 of it in Hotels by Wyndham), the first year comes out around $895 before credits, including a welcome bonus valued at $960. In year two, rewards alone fall about $65 short of the fee, so credits and benefits have to close the gap.

What credit do I need for the Wyndham Rewards Earner Premier?

Our record lists "Good to Excellent" credit as the typical target for the Wyndham Rewards Earner Premier. Barclays makes the final decision based on its own criteria.

Wyndham Rewards Earner Premier Card

Barclays

$395

Annual Fee

visaGood → Excellenthotelpremiumtravelnew-card3 months ago

Welcome Offer

120,000 pts(≈ $960)Spend $6,000 within 4 months

OpenCard analysis

Is the Wyndham Rewards Earner Premier Card right for you?

The Wyndham Rewards Earner Premier is a premium $395-a-year Wyndham Rewards card from Barclays. Its strongest everyday earning is 8x on Hotels by Wyndham, with 1x on most other purchases. It needs to earn at least $395 more a year than a no-fee alternative to justify the fee.

Who it's for

✓ People who spend steadily on Hotels by Wyndham, where it earns 8x
✓ Regular Wyndham Rewards customers who will redeem with that program

Who should skip it

— People who won't use enough benefits to cover the $395 annual fee
— People with no loyalty to Wyndham Rewards
— Heavy spenders outside Hotels by Wyndham — everything else earns 1x

First-year value estimate

Welcome bonus

$960

Rewards on spending

$330

Annual fee (year 1)

−$395

Year 1, before credits

$895

Year two, without the welcome bonus: about -$65 before credits ($330 in rewards minus the $395 fee).

Assumptions

$3,000 a year in Hotels by Wyndham (8x) and $9,000 on everything else (1x) — $12,000 total, about $1,000 a month.
Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
Welcome bonus: 120,000 Wyndham Rewards at 1¢ each (OpenCard valuation) ≈ $960.
Annual fee of $395 in year one and every year after.

An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-07-01.

How it compares

Marriott Bonvoy Bountiful →

Chase, lower fee ($250 vs $395); earns 6x on Marriott Hotels & Resorts.

Hilton Honors American Express Surpass →

American Express, lower fee ($150 vs $395); earns 12x on Hilton Hotels.

Chase IHG Premier →

Chase, lower fee ($99 vs $395); earns 10x on IHG Hotels.

Compare side by side →

Rules and gotchas

The welcome bonus requires $6,000 in 4 months — roughly $1,500 a month. That's more than the $1,000 a month in our illustration, so the bonus assumes about $500 a month of extra spending.

Frequently asked questions

Does the Wyndham Rewards Earner Premier have an annual fee?: Yes — $395 a year, according to the issuer information in our record.
What does the Wyndham Rewards Earner Premier earn?: 8x on Hotels by Wyndham, 4x on dining, 4x on groceries, 4x on travel, and 1x on other purchases.
Is the Wyndham Rewards Earner Premier worth it in the first year?: Using our illustration ($12,000 of yearly spending, $3,000 of it in Hotels by Wyndham), the first year comes out around $895 before credits, including a welcome bonus valued at $960. In year two, rewards alone fall about $65 short of the fee, so credits and benefits have to close the gap.
What credit do I need for the Wyndham Rewards Earner Premier?: Our record lists "Good to Excellent" credit as the typical target for the Wyndham Rewards Earner Premier. Barclays makes the final decision based on its own criteria.

Earning Rates

8×Hotels by Wyndham8x points on Hotels by Wyndham.

4×DiningEligible dining.

4×GroceriesEligible grocery purchases.

4×TravelEligible travel including gas, EV charging, air, car rental, rideshare, tolls and trains.

1×All other purchasesExcluding Vacation Club down payments per issuer press release.

Other Benefits

25% discount on free night redemptions

Premier card includes a 25% discount on free night redemptions; terms apply.

Wyndham Rewards Insider membership

Complimentary Wyndham Rewards Insider membership; terms apply.

Points Payback

Redeem points for statement credit via Points Payback; terms apply.

Points do not expire

Premier Card adds points that never expire, per Wyndham/Barclays launch announcement.

Insurance

Rental InsuranceUnknown

Sources

Last Updated: Jul 1, 2026