OOpenCard

Hilton Honors American Express Surpass Card

American Express

$150
Annual Fee
amexGoodNo Foreign Transaction Feehotelpremiumno-foreign-transaction-feetoday

Welcome Offer

130,000 pts(≈ $650)Spend $3,000 within 6 months

Earning Rates

12×Hilton HotelsEarn 12X points at Hilton properties
6×RestaurantsEarn 6X at U.S. restaurants
6×SupermarketsEarn 6X at U.S. supermarkets
6×Gas StationsEarn 6X at U.S. gas stations
3×OtherEarn 3X on all other purchases

Benefits & Credits

$50
Hilton Quarterly Statement Credit

Up to $50/quarter on Hilton property purchases ($200/year total).

/quarter

Hotel Status

Hilton HonorsGold Elite

Insurance

Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

5/24 rule

Sources

Last Updated: Jun 5, 2026