OOpenCard

Chase IHG Premier

Chase

$99
Annual Fee
visaGoodNo Foreign Transaction Feehotelpremiumno-foreign-transaction-feetravelchaselast month

Welcome Offer

185,000 pts(≈ $925)Spend $6,000 within 6 months

Earning Rates

10×IHG HotelsEarn 10X points on IHG purchases
5×TravelEarn 5X points on travel
5×DiningEarn 5X points on dining
1×OtherEarn 1X points on all other purchases

Benefits & Credits

FNA
Free Night Award

Annual Free Night Award at eligible IHG Hotels & Resorts worldwide; up to 40,000-point cap (can add own points to redeem at higher categories).

/year
$120
Global Entry/TSA PreCheck

Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fee, every 4 years.

$10
DoorDash Non-Restaurant Credit

Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc.). Requires active DashPass enrollment. Per Chase cobrand-doordash terms.

/quarter

Hotel Status

IHG RewardsPlatinum Elite

Other Benefits

Fourth Night Free

Get a fourth night free on award stays of 3+ nights

IHG Rewards Club

Complimentary IHG Rewards Club membership

Insurance

Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Application Rules

5/24 rule