The Business Platinum Card® from American Express
American Express
$895
Annual Fee
AmexExcellentNo Foreign Transaction Feebusiness
🎁 Welcome Offer
300,000 pts(≈ $$3600)Spend $20,000 within 3 months
Earning Rates
5×Flights and Prepaid Hotels via Amex Travel5X Membership Rewards points on flights and prepaid hotels booked through Amex Travel.
3×Selected Business Categories (4th quarter 2025)Rotating quarterly categories (up to $150,000 combined annual spend). In Q4 2025: U.S. shipping, wireless telephone services, advertising, and tech.
1×All Other Purchases1X on all other purchases.
Benefits & Credits
$200
Airline Fee Credit
$200 annual credit for airline incidentals. Enrollment required.
/year$209
CLEAR Plus Credit
$209 annual credit for CLEAR+ membership.
/year$100
Dell Credit
$100 quarterly ($400/year) for Dell purchases. Enrollment required.
/quarterTravel Benefits
Hotel Status
Lounges
Centurion
Priority Pass
Delta Sky Club
Other
Other Benefits
Insurance
Trip Delay✓
Rental InsuranceSecondary
Purchase Protection✓
Extended Warranty✓
Application Rules
Sources
- https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/
- https://thepointsguy.com/credit-cards/amex-business-platinum-2025-refresh/
- https://www.nerdwallet.com/business/credit-cards/learn/amex-business-platinum-refresh-2025
Last Updated: 2026-04-16T13:41:49.942Z
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