OOpenCard

The Business Platinum Card® from American Express

American Express

$895
Annual Fee
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Welcome Offer

300,000 pts(≈ $3400)Spend $20,000 within 3 months

Earning Rates

5×FlightsBooked directly with airlines...
5×HotelsOn prepaid hotels...
1×Other

Benefits & Credits

$300
Hotel Credit (FHR + Hotel Collection)

$300/half ($600/year) on prepaid stays at Fine Hotels & Resorts and The Hotel Collection.

/6mo
$150
Dell Credit (base)

$150/year on US Dell Technologies purchases.

/year
$90
Indeed Credit

$90/quarter ($360/year) on Indeed purchases.

/quarter
$200
Airline Fee Credit

$200/year on baggage fees and other airline incidentals for one selected qualifying airline.

/year
$209
CLEAR Plus Credit

$209/year on CLEAR Plus Membership (auto-renewal required).

/year
$50
Hilton for Business Credit

Up to $50/quarter ($200/year cap) statement credit for purchases made directly with Hilton portfolio properties. Requires enrollment + Hilton for Business membership.

/quarter

Hotel Status

Marriott BonvoyGold Elite

Lounges

Centurion Lounge
Priority Pass

Other Benefits

Fine Hotels + Resorts

FHR program access

The Hotel Collection

THC program access

35% Rebate on Business/First Class

Get 35% of points back when redeeming for business/first class flights (must select one airline)

Insurance

Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

5/24 rule

Sources

Last Updated: May 11, 2026