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Compare Cards: Choice Privileges® Select Mastercard® vs. Hilton Honors American Express Surpass Card vs. Wyndham Earner Plus
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| Earning Rates | Hilton Honors American Express Surpass Card American Express hotelpremiumno-foreign-transaction-fee Details | ||
|---|---|---|---|
First-year value Welcome offer + annual credits − annual fee | +$265 | +$700 | +$675 |
| Annual Fee | $95 | $150 | $75 |
| Credit Required | Good to Excellent | Good | Good |
| Foreign Fee | Waived | Waived | Waived |
| Welcome Offer | 60,000 pts Earn 60,000 Choice Privileges bonus points after spending $3,000 in purchases in the first 3 months. Spend $3,000 in 3 mo | 130,000 pts Limited-time offer: Earn a Free Night Reward + 130,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on your Card in the first 6 months of Card Membership. Offer ends 1/13/2027. Spend $3,000 in 6 mo | 75,000 pts Earn 75,000 Wyndham Rewards bonus points after spending $2,000 on purchases in the first 90 days. Spend $2,000 in 3 mo |
| Network | mastercard | amex | visa |
| Earning Rates | |||
| All other purchases | 1× | — | 1× |
| Choice Hotels | 10× | — | — |
| Gas Stations | — | 6× | — |
| Gas stations | 5× | — | 4× |
| Grocery stores | 5× | — | — |
| Hilton Hotels | — | 12× | — |
| Home improvement stores | 5× | — | — |
| Other | — | 3× | — |
| Phone plans | 5× | — | — |
| Restaurants | — | 6× | — |
| Supermarkets | — | 6× | — |
| Wyndham Hotels | — | — | 6× |
| Benefits & Credits | Hotel Status Choice PrivilegesPlatinum Other Benefits 30,000 anniversary bonus points: Earn 30,000 bonus points every account anniversary, enough to redeem up to 3 reward nights at select Choice Hotels properties No foreign transaction fees: No foreign transaction fees on international purchases | Annual Credits
Hotel Status Hilton HonorsGold Elite | — |
| Insurance | Trip Delay Secondary Purchase Protection Extended Warranty | ||