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Compare Cards: Marriott Bonvoy Bold® Credit Card vs. Hilton Honors American Express Card vs. Choice Privileges Mastercard®

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Earning Rates
Marriott Bonvoy Bold® Credit Card
Chase
hotelno-annual-fee
Details
Hilton Honors American Express Card
American Express
hotelno-annual-feeno-foreign-transaction-fee
Details
Choice Privileges Mastercard®
Wells Fargo
hotelno-annual-fee
Details
First-year value
Welcome offer + annual credits − annual fee
+$235+$350+$360
Annual FeeWaivedWaivedWaived
Credit RequiredGoodGoodGood
Foreign FeeWaivedWaivedWaived
Welcome Offer
30,000 pts
30,000 bonus points after spending $1,000 in first 3 months
Spend $1,000 in 3 mo
70,000 pts
Limited-time offer: Earn a Free Night Reward + 70,000 Hilton Honors Bonus Points after you spend $2,000 in eligible purchases on your Card in the first 6 months of Card Membership. Offer ends 1/13/2027.
Spend $2,000 in 6 mo
60,000 pts
60,000 bonus points after spending $1,000 in first 3 months (enough for up to 7 free nights)
Spend $1,000 in 3 mo
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Earning Rates
All Other Purchases
1×
—
1×
1x point on all other purchases
Choice Hotels——
10×
10x points on Choice Hotels stays
Dining—
3×
2×
2x points on dining purchases
Gas—
3×
—
Gas Stations——
3×
3x points on gas station purchases
Groceries—
3×
—
Hotels—
7×
At Hilton properties
—
Marriott Bonvoy Hotels
14×
Up to 14X total points per $1 at Marriott Bonvoy properties (3X from card + up to 10X base + 1X Silver Elite bonus)
——
Other—
1×
—
Select Categories
2×
2X points on dining and gas stations (per 2025 refresh)
——
Benefits & Credits
Annual Credits
  • DoorDash Non-Restaurant Credit - Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc
Hotel Status
Marriott BonvoySilver Elite
Other Benefits
Elite Night Credits: 5 Elite Night Credits each calendar year toward Marriott Bonvoy Elite status
Redemption Discount: Earn 2,000 bonus Bonvoy points per calendar year after spending $10,000 on purchases
Hotel Status
Hilton HonorsGold
Other Benefits
Automatic Gold status: Automatic Choice Privileges Gold status (15% point bonus on stays)
Cell phone protection: Cell phone protection up to $600
Insurance
Trip Delay
Secondary
Purchase Protection
Extended Warranty
Secondary
Purchase Protection
Extended Warranty