OpenCard AI

Choice Privileges Mastercard®

Wells Fargo

No Annual Fee
Annual Fee
MastercardGoodNo Foreign Transaction Feehotelno-annual-fee

🎁 Welcome Offer

60,000 pts(≈ $$400)Spend $1,000 within 3 months

Earning Rates

10×Choice Hotels10x points on Choice Hotels stays
3×Gas Stations3x points on gas station purchases
2×Dining2x points on dining purchases
1×All Other Purchases1x point on all other purchases

Annual Credits

Anniversary bonus/year

Travel Benefits

Other Benefits

Automatic Gold status

Automatic Choice Privileges Gold status (15% point bonus on stays)

Cell phone protection

Cell phone protection up to $600

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.973Z

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