Compare Cards: Discover it® Cash Back vs. Chase Freedom Flex® vs. Wells Fargo Active Cash

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Earning Rates	Discover it® Cash Back Discover cash-backrotating-categories Details	Chase Freedom Flex® Chase cash-backno-annual-fee Details	Wells Fargo Active Cash Wells Fargo no-annual-fee Details
First-year value Welcome offer + annual credits − annual fee	+$0	+$290	+$100
Annual Fee	Waived	Waived	Waived
Credit Required	Good	Good	Good
Foreign Fee	Waived	$3	Waived
Welcome Offer	— Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. 0	$250 Limited-time offer: earn a $250 bonus (up from $200) after you spend $500 on purchases in the first 3 months from account opening. Spend $500 in 3 mo	$100 Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months. Spend $500 in 3 mo
Network	discover	mastercard	visa
Earning Rates
All Purchases	—	—	2× unlimited
All other purchases	1× 1% cash back on all other purchases	—	—
Bonus Categories	—	5× 5% cash back in bonus categories each quarter you activate	—
Dining	—	3× Dining at restaurants	—
Drugstores	—	3× Drugstore purchases	—
Other	—	1× All other purchases	—
Quarterly rotating categories	5× 5% cash back on rotating categories each quarter, up to the quarterly purchase cap, when activated	—	—
Travel	—	5× Travel purchased through Chase Travel	—
Benefits & Credits		Annual Credits DoorDash Non-Restaurant Credit - $10 off one qualifying non-restaurant DoorDash order each calendar quarter	—
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