Compare Cards: Citi Double Cash® Card vs. Wells Fargo Active Cash vs. Citi Custom Cash® Card

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Earning Rates	Citi Double Cash® Card Citi no-annual-feecash-back2-percent Details	Wells Fargo Active Cash Wells Fargo no-annual-fee Details	Citi Custom Cash® Card Citi no-annual-feecash-backthankyou-pointstransferable Details
First-year value Welcome offer + annual credits − annual fee	+$200	+$100	+$0
Annual Fee	Waived	Waived	Waived
Credit Required	Good	Good	Good
Foreign Fee	$3	Waived	$3
Welcome Offer	$200 $200 cash bonus after spending $1,000 in purchases within 3 months of account opening Spend $1,000 in 3 mo	$100 Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months. Spend $500 in 3 mo	— Not available: closed to new applicants. 0
Network	mastercard	visa	mastercard
Earning Rates
All Purchases	2× 2% cash back on every purchase (1% when you buy, 1% when you pay)	2× unlimited	—
Other Purchases	—	—	1× 1% cash back on all other purchases
Top Spend Category	—	—	5× 5% cash back on your top spend category (up to $500 per billing cycle)
Benefits & Credits		—
Insurance