Compare Cards: Chase Freedom Flex® vs. Chase Freedom Unlimited® vs. Discover it® Cash Back

Swipe →

Earning Rates	Chase Freedom Flex® Chase cash-backno-annual-fee Details	Chase Freedom Unlimited® Chase cash-back Details	Discover it® Cash Back Discover cash-backrotating-categories Details
First-year value Welcome offer + annual credits − annual fee	+$290	+$290	+$0
Annual Fee	Waived	Waived	Waived
Credit Required	Good	Good	Good
Foreign Fee	$3	$3	Waived
Welcome Offer	$250 Limited-time offer: earn a $250 bonus (up from $200) after you spend $500 on purchases in the first 3 months from account opening. Spend $500 in 3 mo	$200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Spend $500 in 3 mo	— Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. 0
Network	mastercard	visa	discover
Earning Rates
All other purchases	—	—	1× 1% cash back on all other purchases
Bonus Categories	5× 5% cash back in bonus categories each quarter you activate	—	—
Dining	3× Dining at restaurants	3×	—
Drugstores	3× Drugstore purchases	3×	—
Other	1× All other purchases	1.5× on all purchases	—
Quarterly rotating categories	—	—	5× 5% cash back on rotating categories each quarter, up to the quarterly purchase cap, when activated
Travel	5× Travel purchased through Chase Travel	—	—
Travel purchased through Chase Travel	—	5×	—
Benefits & Credits	Annual Credits DoorDash Non-Restaurant Credit - $10 off one qualifying non-restaurant DoorDash order each calendar quarter	Annual Credits DoorDash Non-Restaurant Credit - Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc
Insurance		Secondary Purchase Protection Extended Warranty