Compare Cards: Bank of America® Travel Rewards Credit Card vs. Wells Fargo Autograph Visa Signature® Card vs. Bank of America® Premium Rewards® Credit Card

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Earning Rates	Bank of America® Travel Rewards Credit Card Bank of America travelno-annual-feecash-back Details	Wells Fargo Autograph Visa Signature® Card Wells Fargo no-annual-feepremiumtransferable Details	Bank of America® Premium Rewards® Credit Card Bank of America cash-backpremium Details
First-year value Welcome offer + annual credits − annual fee	+$250	+$200	+$705
Annual Fee	Waived	Waived	$95
Credit Required	Good	Good to Excellent	Excellent
Foreign Fee	Waived	Waived	Waived
Welcome Offer	$250 $250 cash back 0	20,000 pts 20,000 bonus points ($200 cash redemption) after spending $1,000 in first 3 months Spend $1,000 in 3 mo	60,000 pts Earn 60,000 online bonus points (a $600 value) after making at least $3,000 in purchases in the first 90 days. Spend $3,000 in 3 mo
Network	visa	visa	visa
Earning Rates
All Other Purchases	—	1× 1x point on all other purchases	—
Dining	—	—	2× 2x points on dining purchases
Gas Stations	—	3× 3x points at gas stations	—
Other	1.5×	—	1.5× 1
Popular Streaming Services	—	3× 3x points on popular streaming services	—
Restaurants	—	3× 3x points at restaurants (including takeout and delivery)	—
Transit (rideshare, parking, trains, buses)	—	3× 3x points on transit (rideshare, parking, trains, buses)	—
Travel	3× Booked through Bank of America Travel Center - Center	—	2× 2x points on travel purchases (directly-booked travel, airlines, hotels, etc
Travel (airlines, hotels, car rentals, cruises)	—	3× 3x points on travel (airlines, hotels, car rentals, cruises)	—
Benefits & Credits		Other Benefits Auto rental collision damage waiver: Primary auto rental CDW Trip cancellation insurance: Trip cancellation protection Lost baggage reimbursement: Up to $3,000 per passenger for lost baggage Roadside Dispatch: Emergency roadside assistance	Annual Credits Airline Incidental Statement Credit - Up to $100 in annual statement credits for qualifying airline incidental purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees Global Entry / TSA PreCheck Credit - Up to $100 statement credit every four years for Global Entry or TSA PreCheck application fees charged to the card Other Benefits No Foreign Transaction Fees: No foreign transaction fees
Insurance		Trip Cancellation Trip Delay Primary Purchase Protection Extended Warranty	Trip Delay Primary Purchase Protection Extended Warranty