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Compare Cards: Wyndham Earner Card vs. Hilton Honors American Express Card vs. Choice Privileges Mastercard®
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| Earning Rates | Hilton Honors American Express Card American Express hotelno-annual-feeno-foreign-transaction-fee Details | ||
|---|---|---|---|
First-year value Welcome offer + annual credits − annual fee | +$450 | +$350 | +$360 |
| Annual Fee | Waived | Waived | Waived |
| Credit Required | Good | Good | Good |
| Foreign Fee | Waived | Waived | Waived |
| Welcome Offer | 45,000 pts 45,000 Wyndham bonus points after $1,000 in first 90 days Spend $1,000 in 3 mo | 70,000 pts Limited-time offer: Earn a Free Night Reward + 70,000 Hilton Honors Bonus Points after you spend $2,000 in eligible purchases on your Card in the first 6 months of Card Membership. Offer ends 1/13/2027. Spend $2,000 in 6 mo | 60,000 pts 60,000 bonus points after spending $1,000 in first 3 months (enough for up to 7 free nights) Spend $1,000 in 3 mo |
| Network | visa | amex | mastercard |
| Earning Rates | |||
| All Other Purchases | — | — | 1× |
| All other purchases | 1× | — | — |
| Choice Hotels | — | — | 10× |
| Dining | — | 3× | 2× |
| Gas | — | 3× | — |
| Gas Stations | — | — | 3× |
| Gas stations | 5× | — | — |
| Groceries | — | 3× | — |
| Hotels | — | 7× | — |
| Other | — | 1× | — |
| Wyndham Hotels | 5× | — | — |
| Benefits & Credits | — | Hotel Status Hilton HonorsGold | Other Benefits Automatic Gold status: Automatic Choice Privileges Gold status (15% point bonus on stays) Cell phone protection: Cell phone protection up to $600 |
| Insurance | Secondary Purchase Protection Extended Warranty | ||