Compare Cards: Apple Card vs. Amex Cash Magnet vs. American Express EveryDay® Card

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Earning Rates	Apple Card Goldman Sachs no-annual-fee Details	Amex Cash Magnet American Express no-annual-fee Details	American Express EveryDay® Card American Express no-annual-fee Details
First-year value Welcome offer + annual credits − annual fee	+$0	+$200	+$170
Annual Fee	Waived	Waived	Waived
Credit Required	Good	Good	Good/Excellent
Foreign Fee	Waived	Waived	Waived
Welcome Offer	— No welcome bonus currently offered	$200 Earn $200 Cash Back after spending $1,000 in first 3 months Spend $1,000 in 3 mo	10,000 pts Historical standard offer: 10,000 Membership Rewards points after $1,000 in purchases within 3 months. USCCG notes the card has appeared unavailable to new applicants since 2024. Spend $1,000 in 3 mo
Network	mastercard	amex	amex
Earning Rates
All Purchases	—	1.5× unlimited	—
All other purchases	—	—	1×
Apple Purchases	3× 3x on Apple products, apps, subscriptions, and services purchased directly from Apple	—	—
Daily Cash	1× 1% cash back on everything else	—	—
Other Purchases	2× 2x on all other purchases (except cash back category)	—	—
U.S. gas stations	—	—	2× up to $6K/year
U.S. supermarkets	—	—	2× up to $6K/year
Benefits & Credits	Other Benefits Daily Cash: Instant cash back (not points) deposited daily to your Apple Cash card No Fees: No annual fees, no late fees, no foreign transaction fees, no penalty APR Apple Pay Integration: Seamless integration with Apple Pay for secure mobile payments Titanium Card: Physical titanium credit card with no card number embossed (for use where Apple Pay is not accepted)	—
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