OOpenCard

Apple Card

Goldman Sachs

No Annual Fee
Annual Fee
mastercardGoodNo Foreign Transaction Feeno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

3×Apple Purchases3x on Apple products, apps, subscriptions, and services purchased directly from Apple
2×Other Purchases2x on all other purchases (except cash back category)
1×Daily Cash1% cash back on everything else

Insurance

Application Rules

Sources

Last Updated: Apr 16, 2026