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Compare Cards: Hilton Honors American Express Card vs. Hilton Honors American Express Surpass Card vs. Wells Fargo Active Cash
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| Earning Rates | Hilton Honors American Express Card American Express hotelno-annual-feeno-foreign-transaction-fee Details | Hilton Honors American Express Surpass Card American Express hotelpremiumno-foreign-transaction-fee Details | |
|---|---|---|---|
First-year value Welcome offer + annual credits − annual fee | +$350 | +$700 | +$100 |
| Annual Fee | Waived | $150 | Waived |
| Credit Required | Good | Good | Good |
| Foreign Fee | Waived | Waived | Waived |
| Welcome Offer | 70,000 pts Limited-time offer: Earn a Free Night Reward + 70,000 Hilton Honors Bonus Points after you spend $2,000 in eligible purchases on your Card in the first 6 months of Card Membership. Offer ends 1/13/2027. Spend $2,000 in 6 mo | 130,000 pts Limited-time offer: Earn a Free Night Reward + 130,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on your Card in the first 6 months of Card Membership. Offer ends 1/13/2027. Spend $3,000 in 6 mo | $100 Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months. Spend $500 in 3 mo |
| Network | amex | amex | visa |
| Earning Rates | |||
| All Purchases | — | — | 2× |
| Dining | 3× | — | — |
| Gas | 3× | — | — |
| Gas Stations | — | 6× | — |
| Groceries | 3× | — | — |
| Hilton Hotels | — | 12× | — |
| Hotels | 7× | — | — |
| Other | 1× | 3× | — |
| Restaurants | — | 6× | — |
| Supermarkets | — | 6× | — |
| Benefits & Credits | Hotel Status Hilton HonorsGold | Annual Credits
Hotel Status Hilton HonorsGold Elite | — |
| Insurance | Trip Delay Secondary Purchase Protection Extended Warranty | ||