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Compare Cards: American Express EveryDay® Card vs. Costco Anywhere Visa® Card by Citi vs. Sam's Club® Mastercard®

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Earning Rates
American Express EveryDay® Card
American Express
no-annual-fee
Details
Costco Anywhere Visa® Card by Citi
Citi
no-annual-fee
Details
Sam's Club® Mastercard®
Synchrony
no-annual-fee
Details
First-year value
Welcome offer + annual credits − annual fee
+$170+$0+$0
Annual FeeWaivedWaivedWaived
Credit RequiredGood/ExcellentGoodGood to Excellent
Foreign FeeWaivedWaivedWaived
Welcome Offer
10,000 pts
Historical standard offer: 10,000 Membership Rewards points after $1,000 in purchases within 3 months. USCCG notes the card has appeared unavailable to new applicants since 2024.
Spend $1,000 in 3 mo
—
No welcome offer - ongoing cash back only
0
—
New cardholders may receive a welcome bonus (details vary)
Networkamexvisamastercard
Earning Rates
All other purchases
1×
2×
1×
1% cash back on all other purchases
Dining and takeout——
3×
3% back on dining and takeout
Eligible travel—
3×
—
Gas (up to $6,000/year)——
5×
5% cash back on gas (up to $6,000 per year, then 1%)
Gas stations—
4×
—
Restaurants—
4×
—
Sam's Club purchases (Plus members)——
5×
5% back on eligible Sam's Club purchases for Plus members
U.S. gas stations
2×
up to $6K/year
——
U.S. supermarkets
2×
up to $6K/year
——
Benefits & Credits
Other Benefits
Worldwide Acceptance: Visa Signature benefits accepted at millions of locations worldwide
Citi Entertainment: Access to Citi Entertainment for special event access
Costco Travel: Exclusive travel bookings through Costco Travel
Other Benefits
Sam's Club Mastercard dual use: Also serves as Sam's Club membership card for scanning entry
Mastercard benefits: Standard Mastercard fraud protection
Insurance
Rental Insurance
Secondary
Purchase Protection
Extended Warranty