OOpenCard

Sam's Club® Mastercard®

Synchrony

No Annual Fee
Annual Fee
mastercardGood → ExcellentNo Foreign Transaction Feeno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

5×Sam's Club purchases (Plus members)5% back on eligible Sam's Club purchases for Plus members
5×Gas (up to $6,000/year)5% cash back on gas (up to $6,000 per year, then 1%)
3×Dining and takeout3% back on dining and takeout
1×All other purchases1% cash back on all other purchases

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 27, 2026