Sam's Club® Mastercard®
Synchrony
No Annual Fee
Annual Fee
mastercardGood → ExcellentNo Foreign Transaction Feeno-annual-feelast month
Welcome Offer
No Welcome Offer
Earning Rates
5×Sam's Club purchases (Plus members)5% back on eligible Sam's Club purchases for Plus members
5×Gas (up to $6,000/year)5% cash back on gas (up to $6,000 per year, then 1%)
3×Dining and takeout3% back on dining and takeout
1×All other purchases1% cash back on all other purchases
Insurance
Rental InsuranceSecondary
Purchase Protection
Extended Warranty
Application Rules
Sources
- https://www.samsclub.com/credit
- https://www.nerdwallet.com/credit-cards/learn/comparing-rewards-costco-visa-vs-sams-club-mastercard
- https://www.bankrate.com/credit-cards/reviews/sams-club-mastercard/
Last Updated: Apr 27, 2026
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