OOpenCard

Petal 2 Visa

Petal

No Annual Fee
Annual Fee
visaNew CreditNo Foreign Transaction Feeno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

2×Petal Offers at select merchantsEarn 2% to 10% cash back at select merchants through Petal Offers
1×All other purchases (initial)1% cash back on all purchases to start
1.25×All other purchases (after 6 on-time payments)1.25% cash back after 6 consecutive on-time monthly payments
1.5×All other purchases (after 12 on-time payments)1.5% cash back after 12 consecutive on-time monthly payments (max rate)

Insurance

Application Rules

Sources

Last Updated: Apr 27, 2026