Petal 1 Visa
Petal (WebBank)
No Annual Fee
Annual Fee
VisaNew CreditNo Foreign Transaction Feeno-annual-fee
🎁 Welcome Offer
Earning Rates
2×Petal Offers at select merchantsEarn 2% to 10% cash back at select merchants through Petal Offers
1×All other purchases1% cash back on all other eligible purchases (introductory); increases to up to 1.5% after 6 months of on-time payments (for qualifying cardholders)
Travel Benefits
Other Benefits
Credit building
Reports to all three major credit bureaus; on-time payments build credit history
Credit limit increase path
Potential for credit limit increase in as little as 6 months with responsible use
No fees
No annual fee, no foreign transaction fees, no late fees, no penalty fees
Insurance
Application Rules
Sources
- https://www.petalcard.com/petal-1
- https://www.cnbc.com/select/visa-petal-1-vs-petal-2/
- https://money.usnews.com/credit-cards/webbank/petal-no-annual-fee-visa-credit-card
Last Updated: 2026-04-16T13:41:49.993Z
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