Navy Federal More Rewards American Express® Card
Navy Federal Credit Union
No Annual Fee
Annual Fee
amexGood → ExcellentNo Foreign Transaction Feecash-backno-annual-feelast month
Welcome Offer
20,000 pts(≈ $200)Spend $2,000 within 3 months
Earning Rates
4×Dining4x points at restaurants
3×Gas Stations3x points at gas stations
3×Groceries3x points at grocery stores
2×Travel (airfare, hotels)2x points on travel (airfare, hotels)
1×All Other Purchases1x point on all other purchases
Insurance
Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty
Application Rules
Sources
Last Updated: Apr 16, 2026
Travel Essentials
Gear that frequent flyers love
Neck Pillows
Travel Adapters
Accessories
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