IHG One Rewards Credit Card
Chase
No Annual Fee
Annual Fee
visaGoodNo Foreign Transaction Feehotelno-annual-fee14 days ago
Welcome Offer
125,000 pts(≈ $625)Spend $2,000 within 3 months
Earning Rates
17×IHG Hotels & Resorts17x total points per $1 at IHG Hotels & Resorts (5x from card + 6x IHG members + 6x as Platinum elite)
3×Chase Travel
3×Gas Stations
3×Grocery Stores
3×Restaurants
1×All Other Purchases
Benefits & Credits
$10
DoorDash Non-Restaurant Credit
Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc.). Requires active DashPass enrollment. Per Chase cobrand-doordash terms.
/quarterOther Benefits
Automatic Gold Status
IHG Rewards Gold status (20% bonus on base points, priority late checkout)
Fourth Night Free
Fourth night free on award stays (automatically applied)
No Foreign Transaction Fees
Use card internationally without FTF
Insurance
Trip Cancellation
Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty
Application Rules
Sources
- https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/one-rewards
- https://thepointsguy.com/credit-cards/ihg-one-rewards-traveler/
Last Updated: Oct 2, 2026