HSBC Elite Credit Card
HSBC
$495
Annual Fee
mastercardExcellentNo Foreign Transaction Feepremiumtransferablelast month
Welcome Offer
60,000 pts(≈ $600)
Earning Rates
5×Travel (airlines, hotels, car rentals, travel agencies)5x points on all travel purchases
3×Dining (restaurants, bars, fast food, delivery)3x points on dining
2×All other purchases2x points on all other purchases
Benefits & Credits
$100
Global Entry Credit
Up to $100 every 4 years for Global Entry.
$250
Travel Credit
$250 annual travel credit.
/yearOther Benefits
Priority Pass Lounge Access
Unlimited Priority Pass lounge access for cardholder and guests
Lyft Premium
Complimentary Lyft Pink membership
Peloton membership
Complimentary Peloton All-Access membership (up to $60/month)
Fine Hotels & Resorts (FHR)
Access to Amex FHR program benefits
Annual fee offset
Points can be redeemed to offset the $495 annual fee at preferential rate
Airport Lounge Access
Complimentary lounge access.
Insurance
Trip Cancellation
Rental InsuranceAuto Rental Collision Damage Waiver
Purchase Protection
Extended Warranty
Application Rules
Sources
- https://www.us.hsbc.com/credit-cards/products/elite/
- https://www.forbes.com/advisor/credit-cards/reviews/hsbc-elite-credit-card/
- https://www.doctorofcredit.com/hsbc-premier-elite-card-review-60000-points-signup-bonus-and-495-annual-fee/
Last Updated: Apr 29, 2026
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