Amex Morgan Stanley Platinum
American Express
Welcome Offer
The link opens on the Platinum Card first. Use the Amex page to view currently eligible personal and business cards. Not every Amex product is necessarily included, and offers and eligibility may vary. The referrer may receive a reward if you are approved; this does not influence OpenCard's evaluation.
Full referral termsEarning Rates
Benefits & Credits
$15/month ($180/yr) + $20 December bonus = $200/yr total. Card must be added to Uber app.
/month$120/yr on auto-renewing Uber One membership.
/yearOne monthly Walmart+ membership credit (~$12.95/month plus tax, ~$155/yr).
/month$209/yr on CLEAR Plus Membership (auto-renewal required).
/year$200/yr on incidental fees with one selected airline (baggage, food/drinks, etc.).
/yearUp to $300/calendar year statement credit on Equinox club membership or Equinox+ digital subscription. Issued as single lump sum (changed from $25/monthly per 2026 refresh). Enrollment required.
/year$20/month ($240/yr) on eligible digital entertainment (Disney+, Hulu, ESPN+, NYT, WSJ, Peacock).
/month$100/quarter ($400/yr) at US Resy restaurants and eligible Resy purchases.
/quarter$75/quarter ($300/yr) on lululemon.com or US lululemon stores.
/quarter$200/yr on Oura Ring direct purchases (oura.com).
/yearHotel Status
Lounges
Other Benefits
FHR program benefits
First authorized user card is free for Morgan Stanley Platinum.
Insurance
Application Rules
Sources
- https://global.americanexpress.com/card-benefits/view-all/morgan-stanley-platinum-card
- https://www.uscreditcardguide.com/amex-platinum-for-morgan-stanley/
- https://www.americanexpress.com/us/credit-cards/card/platinum/
Last Updated: May 19, 2026