Discover it® Student Cash Back
Discover
No Annual Fee
Annual Fee
DiscoverFair → Good (Student)No Foreign Transaction Feecash-backno-annual-feestudent
🎁 Welcome Offer
No Welcome Offer
Earning Rates
5×Rotating Categories (activate quarterly)5% cash back on rotating categories (up to $1,500/quarter then 1%)
1×All Other Purchases1% unlimited cash back on all other purchases
Travel Benefits
Other Benefits
Free FICO score
Free access to your FICO credit score
Good Grade Reward
$20 statement credit each school year you maintain a 3.5 GPA or above
0% intro APR
0% intro APR for 6 months on purchases, then 16.49%-25.49% variable
Insurance
Rental InsuranceSecondary
Purchase Protection✓
Application Rules
Sources
- https://www.discover.com/credit-cards/student-credit-card/it-card.html
- https://money.usnews.com/credit-cards/discover/discover-it-student-cash-back
Last Updated: 2026-04-16T13:41:49.981Z
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