OpenCard AI

Bank of America® Customized Cash Rewards Credit Card for Students

Bank of America

No Annual Fee
Annual Fee
VisaFairNo Foreign Transaction Feecash-backno-annual-feestudent

🎁 Welcome Offer

200 pts(≈ $$200)Spend $1,000 within 3 months

Earning Rates

6×Choice Category (6%)6% (3% + 3% first-year bonus) in your choice of category for the first year. Choose from: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. On up to $2,500/quarter, then 1%
3×Grocery & Wholesale (3%)On up to $2,500 combined with choice category per quarter. Automatic 2% at grocery stores and wholesale clubs.
1×Other

Travel Benefits

Other Benefits

Fraud Protection

Zero Liability protection for unauthorized transactions

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.957Z

Report Error
Track Benefits