OOpenCard

IHG One Rewards Premier Business Credit Card

Chase

$99
Annual Fee
visaGoodNo Foreign Transaction Feebusinesscash-backhotellast month

Welcome Offer

200,000 pts(≈ $1000)Spend $9,000 within 6 months

Earning Rates

10×IHG Hotels & Resorts10X points per $1 at IHG properties. Additional IHG base points + Platinum Elite bonus earned separately via IHG membership.
5×TravelExcluding IHG hotel purchases
5×Dining
5×Social Media & Search Engine Advertising
5×Office Supply Stores
5×Gas Stations
3×All Other Purchases

Benefits & Credits

FNA
Anniversary Free Night

Annual Free Night Award at eligible IHG Hotels & Resorts worldwide; up to 40,000-point cap (can add own points for higher categories).

/year
$120
Global Entry/TSA PreCheck Credit

Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fee, every 4 years.

$10
DoorDash Non-Restaurant Credit

Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc.). Requires active DashPass enrollment. Per Chase cobrand-doordash terms.

/quarter

Hotel Status

IHG One RewardsPlatinum Elite

Other Benefits

Fourth Night Free

Receive a fourth reward night free when redeeming 3+ consecutive award nights at IHG properties

Elite Bonus

60% bonus on IHG base earning at hotels (Platinum Elite level)

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 29, 2026