Does the Wyndham Earner Business have an annual fee?

Yes — $149 a year, according to the issuer information in our record.

What does the Wyndham Earner Business earn?

8x on Hotels by Wyndham, 5x on gas & office supply, and 1x on other purchases.

Is the Wyndham Earner Business worth it in the first year?

Using our illustration ($12,000 of yearly spending, $3,000 of it in Hotels by Wyndham), the first year comes out around $1,181 before credits, including a welcome bonus valued at $1,000. Year two drops to about $181 before credits.

What credit do I need for the Wyndham Earner Business?

Our record lists "Good" credit as the typical target for the Wyndham Earner Business. As a business card, the application also asks about the business. Barclays makes the final decision based on its own criteria.

Wyndham Earner Business

Barclays

$149

Annual Fee

visaGoodbusinesshotel17 days ago

Welcome Offer

100,000 pts(≈ $1000)Spend $3,500 within 6 months

OpenCard analysis

Is the Wyndham Earner Business right for you?

The Wyndham Earner Business is a $149-a-year business Wyndham Rewards card from Barclays. Its strongest everyday earning is 8x on Hotels by Wyndham, with 1x on most other purchases. It needs to earn at least $149 more a year than a no-fee alternative to justify the fee.

Who it's for

✓ Business owners who want business spending on its own card
✓ People who spend steadily on Hotels by Wyndham, where it earns 8x
✓ Regular Wyndham Rewards customers who will redeem with that program

Who should skip it

— People with no loyalty to Wyndham Rewards
— Applicants without a business or business income
— Heavy spenders outside Hotels by Wyndham — everything else earns 1x

First-year value estimate

Welcome bonus

$1,000

Rewards on spending

$330

Annual fee (year 1)

−$149

Year 1, before credits

$1,181

Year two, without the welcome bonus: about $181 before credits ($330 in rewards minus the $149 fee).

Assumptions

$3,000 a year in Hotels by Wyndham (8x) and $9,000 on everything else (1x) — $12,000 total, about $1,000 a month.
Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
Welcome bonus: 100,000 Wyndham Rewards at 1¢ each (OpenCard valuation) ≈ $1,000.
Annual fee of $149 in year one and every year after.

An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-10-02.

How it compares

Marriott Bonvoy Business American Express →

American Express, lower fee ($125 vs $149); earns 6x on marriott hotels.

Hilton Honors American Express Business →

American Express, higher fee ($195 vs $149); earns 12x on hotel hilton.

World of Hyatt Business →

Chase, higher fee ($199 vs $149); earns 9x on Hyatt Hotels & Resorts.

Compare side by side →

Rules and gotchas

The welcome bonus requires $3,500 in 6 months — roughly $583 a month. That fits inside the $1,000 a month in our illustration.

Frequently asked questions

Does the Wyndham Earner Business have an annual fee?: Yes — $149 a year, according to the issuer information in our record.
What does the Wyndham Earner Business earn?: 8x on Hotels by Wyndham, 5x on gas & office supply, and 1x on other purchases.
Is the Wyndham Earner Business worth it in the first year?: Using our illustration ($12,000 of yearly spending, $3,000 of it in Hotels by Wyndham), the first year comes out around $1,181 before credits, including a welcome bonus valued at $1,000. Year two drops to about $181 before credits.
What credit do I need for the Wyndham Earner Business?: Our record lists "Good" credit as the typical target for the Wyndham Earner Business. As a business card, the application also asks about the business. Barclays makes the final decision based on its own criteria.

Earning Rates

8×Hotels by Wyndham

5×Gas & office supply

1×All other purchases

Insurance

Sources

Last Updated: Oct 2, 2026