OOpenCard

Bilt Palladium Card

First Electronic Bank

$495
Annual Fee
mastercardExcellentNo Foreign Transaction Feetransferablelast month

Welcome Offer

50,000 pts(≈ $850)Spend $4,000 within 3 months

Earning Rates

2×all
5×choice_category

Benefits & Credits

$200
Bilt Travel Hotel Credit

$200 per half (2 × $200/year = $400 total) usable in Bilt's travel portal. Minimum 2-night stay required.

/6mo
$200
Bilt Cash

$200 of Bilt Cash, renewed annually.

/year

Other Benefits

Insurance

Application Rules

Sources

Last Updated: Apr 30, 2026