Bilt Palladium Card
First Electronic Bank
$495
Annual Fee
mastercardExcellentNo Foreign Transaction Feetransferablelast month
Welcome Offer
50,000 pts(≈ $850)Spend $4,000 within 3 months
View Bilt Referral Offers
The Bilt invite page currently lists Blue, Obsidian, and Palladium. Confirm current offers and eligibility on Bilt. The referrer may receive a reward if you are approved; this does not influence OpenCard's evaluation.
Full referral termsEarning Rates
2×all
5×choice_category
Benefits & Credits
$200
Bilt Travel Hotel Credit
$200 per half (2 × $200/year = $400 total) usable in Bilt's travel portal. Minimum 2-night stay required.
/6mo$200
Bilt Cash
$200 of Bilt Cash, renewed annually.
/yearOther Benefits
Insurance
Application Rules
Sources
- https://newsroom.biltrewards.com/meetbiltcard2.0
- https://onemileatatime.com/guides/bilt-palladium-card/
- https://www.nerdwallet.com/credit-cards/reviews/bilt-palladium
Last Updated: Jul 15, 2026